Benefits of financial products and services to support financial management

When obtaining a loan, it is important to have knowledge about financial education and how you can help you with your personal finances.

This is why it is recommended to read about personal finances, check your credit constantly, make a budget at the beginning of each month, pay debts, automate finances, invest outside of your own business and reevaluate the importance of some expenses.

With Coopeuch, a Chilean financial institution, it seeks to contribute to the well-being of its members together with a strong cooperative identity structure, where they are provided with a comprehensive offer of financial services and products, contributing significantly to financial inclusion.

What should I take into account when obtaining a consumer credit at Coopeuch?

To obtain the consumer credit you must be a Coopeuch member with at least one participation fee and comply with the credit policy in force at the time of the evaluation

1. Investigate and compare between different financial entities until you get a quote that is more appropriate to your budget.

2. When contracting a consumer loan, it is important to review and study the value of the installment, cancellation period, equivalent annual cost and total cost of the credit.

3. Establish an expiration date for the installments that are close to the date of collection of your salary. It is advisable to adhere to the automatic debit.

4. It is important to keep debts up to date, this will allow you to have a good credit history to be able to obtain credit with the financial institution.

5. Add the share of the consumer credit within the expenses of the family budget, in this way you can better organize yourself for the next few months.

6. Given the case that you use a consumer credit calculator, remember that this is a tool that does not represent a formal quote, but rather a reference calculation to better plan the financial future.

How do I request my Vista Coopeuch Account online?

The Vista Account is associated with a MasterCard Debit Card, which will allow you to make national and international purchases, as well as transfer without any problem to other financial institutions.

1. Enter Coopeuch Online.

2. Write your RUT and password.

3. Click on the 'Request and Activate your Vista Account' banner.

4. Select the method of delivery of your card, if it will be an address you must enter the address of your residence. If it is a branch, select the region and branch of your preference.

5. Read the contracts and sign them, entering your alphanumeric password.

6. Apply for your Vista Account, once you have the card you can use it and use the benefits.

How to use the MasterCard chipless debit card?

It is a Vista Account that is associated with a MasterCard Debit Card, to activate it you must perform the following steps:

1. Activate the key. If you requested the card through the website, enter your private site with your Rut and password, menu option account view and click on the card activation banner.

2. To obtain it you must be over 18 years old, be a member of the Cooperative, present an identity card and document the origin of funds when appropriate.